Seven Indispensable Pieces of Advice for Moving Abroad

If your New Year’s resolution for 2017 is to become an expat, you’ll join thousands of countrymen leaving the country (or, if you’re American, fleeing the Cheeto). While expat life is uncertain, fulfilling, thrilling and, at times, mundane, it’s often a day-to-day challenge.

Information and preparation really are your best tools.

Making sure you’ve got everything in order before boarding the plane will help make your transition to expat life a bit smoother, even past the euphoric period of your first few months. Take advantage of the free resources you have around you, from your local library to websites devoted to expats.

HiFX, a great resource for all those hoping to move abroad, has asked me to contribute to their Expat Tip Page to help make the transition into life overseas for future expats as easy as possible. After agreeing to contribute to the expat page in a couple of weeks, I realized that I actually have lots of tips for people looking to move abroad.

Don’t start packing until you’ve considered the following:

Got a Passport?

No? Get one.

Yes? Is it still valid?

You passport will serve dozens of purposes when you first move away, so it should be up-to-date, valid for at least six months from departure and in good condition. In Spain, I had to use my passport to sign up for my residency card, prove I could rent an apartment, open a bank account and travel outside of the EU. It’s one of my most important belongings, and I’ll soon get one for Micro.

Note that many airlines also require you to have at least 90 days – or even as many as 180 – left to even board the plane. Dig your doc out of your sock drawer and check it out.

Visas

If you’re planning on a long-term move, you’ll more than likely need a visa. Some tourist visas are good for three months or even up to a year, but if you’re planning to work, buy property or study, a tourist visa won’t cut it. Contact your nearest consulate for the requirements necessary, and work to get them together as hastily as possible. Some visas can be sent away for, while still other require multiple trips to the consulate to present and pick up your visa in person.

It’s all good practice, really – in Spain’s case, the waiting will become part of everyday life!

Live the Language

Language can be an Anglo expat’s biggest nightmare as English is not the commonly spoken language. Thankfully, the web is home to countless resources: podcasts, practice exams and videos and songs. I always suggest to my students that they read or watch something that they’re interested in in English, and doing the same helped me learn Spanish. Check out Notes from Spain and Note in Spanish – it’s a great resource for not just words, but also images and culture in España.

Many big cities also have free language courses or refugee centers, and chances are there’s a native speaker you could invite for a coffee. I checked out books and films from my local library to pick up a few extra words and phrases, which sparked an interest in reading travel memoirs. If you’re creative and willing, the possibilities will come.

Once you’re in your new country, consider signing up for a language course, as well – they’re more than worth their while!

Money Matters

Dealing with money is more than just learning to translate your dollars into foreign currency – let your bank and credit card companies know you’ll be away long before you go, research foreign accounts, and if you’re making money abroad, considering opening a separate account in your home country for card payments, student loans or miscellaneous costs that may come up while away. Again, knowledge is power.

In addition, I always make sure to have a small amount of local currency on me when traveling back to the US or Spain, as well as traveling outside the Euro Zone. This way, you can get public transportation to your destination or buy a coffee on a long layover without the hassle of changing money. Traveler’s check are still accepted in large cities; not all businesses in Spain will let you charge a purchase.

And I can’t forget about FACTA: if you’re an American, you aren’t free from taxation without representaton. All Americans must declare worldwide income, even if you didn’t earn any of it in the USA. Look it up in your passport! The IRS operates in various countries around the world; Panama’s IRS Tax office has jurisdiction over Spain.

Making Contact

Your home country will likely have an embassy and one or more consulates in your new country. Be sure to register with them, particularly if you’ll be settling in a place prone to political unrest or natural disasters – it the event that evacuation is needed, you will be notified and offered help.

Americans can sign up for the Smart Traveler Enrollment Program (STEP), which allows constant contact with US embassies abroad. Ambassadors and their staff are also on hand for visa processing, passport renewal, and issuing records.

On that note, be sure to email other expats in your preferred destination to establish a pre-departure network for both information and the almighty rant session when you can’t figure out to unlock your phone/don’t get anywhere with bureaucracy/aren’t sure if you can get your favorite products from home. Expat circles can help you through tough times and get you on track when you first arrive.

Staying in Contact

On my first trip to Spain, Skype hadn’t been invented and many Spaniards didn’t have computers at home – I’d have to use phone cards or local Internet cafes to call home! Nowadays, technology has brought the world together through smartphones and broadband, and there are countless mobile apps for keeping in touch.

Consider unlocking your mobile phone for use abroad, study up on plans in your destination country and set up a listserv or email to let your loved ones back home know what you’re up to. Expats will often list missing friends and family as one of their biggest complaints, so making a conscious effort to stay in touch will help ease homesickness tremendously.

Attitude is Everything

As someone who constantly sees the glass as half full (and has already ordered another one), I think my attitude and grit has allowed me to deal with the frustration, disappointment and headaches that can come from living across the pond. Realize that not every day will be new, or exciting, or even fun. Know that it’s normal. Be open to new opportunities and learning from others. Enjoy it.

All tips listed here are my own because, well, I’ve been through them!

Are you considering becoming and expat, or have you lived or worked abroad? I’d love to hear your tips, as I sometimes deal with expat angst – even after nine years!

Seville Snapshots: PINC, Seville’s Networking Group for English-speaking Professionals

How many times have you said to a friend, ‘You really have to meet Pepa [or María, or Julie, or whoever]?’ As the resident fair godmother of guiris in Seville, I meet women constantly, causing the Novio to think I have a secret loverboy on the side.

From this idea, plus encouragement from my friends Lauren of Spanish Sabores and Stacey of La Guiri Habla, PINC was born. Well, actually, PINC was born a year before, in Madrid, with a woman called Lisette Miranda. Tired of mere social groups in Spain’s capital, Lisette began a professional women’s group, designed to mentor, inspire and connect English-speaking women in Madrid.

With her blessing, Seville got its first professional group under the PINC Umbrella, and we held our first meeting on October 25th at Merchant’s Malt House. Fourteen women were in attendance – several teachers and academy owners, a hostel owner, a life coach and one interested in non-profit. We introduced ourselves and our products and projects, Lisette gave us a crash course in making our Linked In profiles attractive to employers, and we shared a cocktail and networking session afterwards.

Meetings will be monthly, held on a Friday at 8p.m., in the same format. The goal is to collaborate, inspire and educate. Members will take turns sharing a skill that they’re an expert in, allowing everyone to learn something new and hopefully open their minds to tapping into a skill they didn’t know they had. Our November meeting will be held on Friday the 22nd at 8 p.m. at Merchant’s, and you can sign up to attend here: http://doodle.com/4diusq7qgtf6457urq5dsug2

Interested in PINC? Please contact my thru my personal email address or through my Facebook page so that I can add you to the list! PINC is open to an English-speaking woman in the Seville area.

The Guiri Complex (Or, Why I Can’t Have It All)

The other day, Seville was held hostage by light rain. I did a bit of puddle jumping, nearly taking out morning shoppers and walkers with my umbrella as I ran to catch the bus. The bus, in its normal fashion, stopped down the street and stayed there for five months.

As I tried to catch my breath, a man in his 70s covered me from the light sprinkle. He reeked of cigarettes and anise, just the way I like my Spanish abuelos. “Ofu, what a day,” he hacked, a small chuckle caught in his throat. We smiled at each other for a few moments before he offered a bit more, “Look at that bus, getting caught in traffic. People here don’t know what to do in the rain.”

It was my turn to chuckle. Being from Chicago, we’re used to two seasons in the year (winter and construction on the Dan Ryan) and four in one day. I can withstand heat and bitter cold, have survived three tornadoes and even learned to drive in the snow when I first got my driver’s permit. Upon mentioning this, the old man’s eyes lit up. “But your Spanish is impeccable! You may, in fact, be more sevillano than me!”

Aha, there it is. Whenever I seem to be out doing my normal guiri thing (in this case, picking up some forms for the academy), people stop to talk to me. Most are keen on touting my Spanish or are shocked that I moved away from home so young. Y tus padres? They ask, unable to fathom how a child would leave the comfort of their parents’ home, where laundry is done for them and tupperwares full of food dished out.

When my parents were visiting last year, my habits puzzled them. How could I be hungry at 3pm? What do you mean stores aren’t open on Sundays? You really do take a siesta? I didn’t come to Spain to simply hang out and learn some Spanish. I never set out to be Spanish or change my habits, either. What’s funny is that, the longer I live in Spain, the more American I seem to feel.

Just recently, an American food store opened up right in the center (and, ironically, in the same locale where I bought my flamenco dress). The chatter amongst my guiri friends was electric, with everyone sharing pictures of their goodies from the cell phones. When I announced, “I’m kind of against the store,” I got puzzled and even annoyed responses. How could I not love paying 2,50€ for two Reese’s Peanut Butter Cups (I kid, and I almost did, except for that I already had some at home!).

Here’s the thing: the trips the Novio takes to the US always bring American gifts and the special treats my friends bring me on their visits are treated like contraband. I’ve left an entire box of Do-si-do Girl Scout cookies nearly untouched – I love opening my cupboard for some sugar to see them there. The Novio dutifully recites back what he needs to bring for Thanksgiving on his upcoming trip (and, bless his heart, he bought me new skivvies this summer at VS – it must be love), and my mother knows intuitively that I will always need greeting cards when she sends me a package. Just like in the Hunger Games, American Parcel Day means I won’t go empty-stomached.

Reese’s Peanut Butter Cups, vanilla extract, economy-sixed boxes of Cheeze-its. The Novio would take me, wide-eyed and fistful of dollar bills, to the American part of his base for the contraband, usually in the form of cans of Dr. Pepper and ranch dressing. The anticipation of these trips would build and build until I’d consume the overly sweet soda, usually after hitting the gym (I don’t feel guilty, in case you were just wondering).

What’s more, I’ve finally gotten cooking and baking with limited resources more or less figured out, and having all of those things so readily available would take the fun out of it.

Another case in point: When I visited my cousin for Oktoberfest, I nearly had a heart attack when we went into the grocery store on her Army base. For the first time in a year, I was technically on American soil, but my carry-on restrictions meant I had to pick and choose the most important goodies. Reese’s, Funfetti cake mix and cranberry sauce made the cut, and I almost sighed from relief that I didn’t have much room between Camarón and the dirndl. When I enquired about German beer, Christyn said it was only sold in the nearby gas station. Apparently Bud Light > Paulaner (wtf).

I think there’s a big difference between me and them: They came for work and because the Army required time abroad at one of the overseas bases. I came because moving to Spain sounded like a fun way to skip out of America for a year. I didn’t come for anyone but myself; I came for the adventure and the chance to learn Spanish, and I stayed for the culture, the challenge and the Novio (duh, and the food).

Perhaps it’s the fact that Seville continues to modernize, taking with it some of the old world charm that had me so smitten in the first place. As my friend Mickey pointed out, there were no Starbucks when she came to Seville eight years ago, and now there are three on the same stretch of street (and this was once my homesickness remedy). Souvenir stores have elbowed out century-old hardware stores in the Santa Cruz neighborhood, and there’s English everywhere I turn. My ciudad de alma is starting to seem a lot like any mid-sized American city, and it’s stinging a little bit.

But don’t get me wrong: I relish in the fact that the TDT finally works and I can watch TV in English. Hamburgers, guacamole and roast chicken get made just as often in our home as fabada and tortilla francesa do. I speak just as much English each day as I do Spanish. America is where I lived the first 22 years of my life, and I consider it my home.

There’s much more to it than looking the part with my freckles, blue eyes and reddish hair against the dark Andalusian beauties. The first time the Novio saw me in a flamenco dress, his eyes lit up a bit, and then he just laughed at a beef-loving American stuffed into a traje de gitana. Try as I might, I look the part and even act it. Nevermind that I am a card-carrying resident of the EU, that I belong to a country club and that my partner serves in the Spanish military. I still believe that arriving on time is late, that one can only stay up so long on weeknights (even when she works at 3pm) and that the 4th of July is the best damn date on the calendar because, let’s face it, I love hot dogs and fireworks more than jamón and bullfights.

The Guiri Complex is just that: the inability to really feel like both of your feet are in the same place. My heritage and my native tongue make me a hot commodity in Spain, meaning I’ll always have a means to stay here and work. I’m the lovable friend who makes language blunders and bakes brownies for birthdays, the affable guiri, or foreigner,  in the group.

My friends back home think that living in Spain must be romantic and full of sunshine and trips. It is and it isn’t. If I lived in America, I’d be working, paying bills and contemplating what to make for dinner. I do that in Spain, too. The currency I use for the ingredients for that dinner are bought in euros and sometimes have funny names, but it’s really no different. In fact, I’m often jealous that my friends are all so close to one another, can be at one another’s weddings and make a salary that allows them some luxuries.

I sometimes feel like I live in a strange cross between everything I knew as a kid and the excitement of experiencing a new culture and language from the ground. I still cling to my American traditions and comfort food, but have adopted new holidays and a more adventurous palate. I’m constantly torn between two places where it feels like my heart belongs: Seville and Chicago.

Do you experience the guiri complex? Are your feet in just one bucket, or in both? And how do you cope?

Preguntas Ardientes: Is an International Bank Account Right for Me?

I get loads of questions from you guys about moving to Spain and settling in, how to handle money and how to learn Spanish (and what to eat, duh). Up and moving to any country has its own set of headaches – both before and after – and I try and answer as best I can when readers ask questions on everything to how to work in Spain to how to deal with homesickness. That’s where Preguntas Ardientes comes in – a series dedicated to the ins and outs of expat life in Iberia. If you’re curious or have a burning question, email me at sunshineandsiestas [at] gmail [dot] com – I’d love to hear from you!

Recently, the Novio and I were at a gala for his squadron’s anniversary. Most of his coworkers are aware that his partner is foreign with a flair for sevillanía, so I often become the center of attention during cocktail hour when they shoot a million questions at me (and I’m really more interested in the canapés, jerks).

The most common? What was the hardest part about moving abroad? After adapting to the language and finding friends, the most challenging part of daily life was money (and it’s something you guys ask me about often, too!).

I had and still maintain an income in Spain, whereas as all of my bills were linked to accounts back in the US. I had no idea how to pay taxes in either country (or if I even needed to), and transferring money between euros and dollars soon began to eat into my savings account. Having one foot in two places can be difficult – but then again, I expected to be in Spain for just one year.

While I have kept three bank accounts in two different countries, I never considered offshore banking or international accounts. No, this isn’t the stuff of international spies or crime rings, but a convenient way to handle your money while abroad thanks to flexible options and lower costs of account maintenance.

Let’s face it – Spain is a country that has a high international population, and these people often have ties to their home country – both mentally and financially. For expats who still receive payments of benefits from their home country (such as retirement or payouts, or even freelance work), considering this type of service is one of the biggest benefits of an offshore savings account. You don’t need to worry about converting dollars to euros to pounds and back in your head, nor deal with spending more money to make transfers between bank accounts, as an international account will allow you to do this all for a small monthly fee.
Is an international bank account right for you? If you’ve still got one foot in each bucket, then it’s worth considering. If you’re looking for extra perks, such as travel insurance to cover you wherever you go, then you should more than consider it. Sometimes, you can get more financial benefits from having your assets in just one account, rather than splitting them up between different institutions. Doing your research really does pay off (I love puns and you should, too).
Do you have an international bank account? How does it work for you?

Six Years in Spain – Six Posts You Can’t Miss

Six years ago, my 90-day student visa was cancelled as I stepped off the plane in Madrid’s Barajas airport. Happy Spaniversary to me!

Somehow, in the span of six years, my blog has gone from a little pet project to being a story of sticking it to El Hombre, of carving out a space in my little Spanish burbuja and learning to embrace my new home. People know my Spain story…or so they think.

Want to know something? My first year was hard.

And so was the second and third.

And then I couldn’t figure out how to stay in Spain legally and make enough to support my tapas and traveling habits.

Just recently, my group of guiritas and I were talking about how we all finally, finally – after four, six or even eight years – feel settled in Spain. I’ve written before about how I feel like I have a life in two places, like I can’t be 100% present in either, and that choosing one over another would be extremely painful.

I’ve made Seville my home, but it’s been like the prodigal rollercoaster – highs bring elation, lows bring the dark storm clouds of depression. During six years in Spain, I’ve weathered homesickness, disappointment, rejection, a break up. I’ve cried with friends over Skype when their loved ones have died, gotten teary when getting the news when amigas have married or had kids, and I’ve missed it.

Today, as I celebrate six years living in the land of sunshine and siestas, I’m actually reminded of the times where I’ve had to grit my teeth or scream or curse the Spanish government for their inefficiency.

Think you know the girl behind this blog? If you haven’t read from the beginning, you may not know the whole story.

Year One

I arrived to Spain on September 13th, 2007 and promptly toppled over, the weight of my bags way too much to handle (and before I got weighed down by solomillo al whiskey and torrijas). This was, in many ways, a taste of what was to come: stumbling, falling, laughing about it, and getting up again.

While it was the direction I wanted to take after college, I felt utterly alone in Spain. I came without knowing anyone, with little Spanish and no idea what to expect in my job. The first few weeks were trying, and I was ready to up and go home. Meeting Kate and Christine, two guiris with whom I’m very close, changed everything (thankfully). When I read the following post, of how lonely and depressed I was, I cringe. What a difference a year (or five) makes. read: Sin Título.

Year Two

Believe it or not, my second year in Spain was tougher than the first. Yes, I spoke more Spanish and, yes, I had the abroad thing more or less figured out. But it was the year that the Novio started going to Somalia for long months with no phone contact, the year that I had serious doubts about a life in Spain and the year I almost went home forever…that was the intention, anyhow. Oh, and I got hit by a car, too.

But by far the worst was the fact that my ugly American was creeping in. I was discriminated against for jobs, told my Spanish was absolute kaka and got taken for tonta. Apart from my personal doubts, I was so sick of the sevillanía that had me feeling like an outcast. read: Hoy Me Quejo De.

Year Three

My third year in Spanilandia was by far the most fun – loads of great fun with close friends, traveling to Morocco and Prague and Budapest, finally coming to terms with my two years in Spain. I was determined it would be my last, but it was just the beginning. The Novio and I rekindled our romance not even 12 hours off the plane, and I decided he was worth staying in Spain for. As I tearfully said goodbye to my students at IES Heliche, I was faced with the problem of how to keep living in Spain legally.

I figured out a way to skirt around stupid government regulations in what has been my proudest moment to date. Getting a last-minute appointment o renew my NIE number and lying through my teeth, I could breathe easier knowing that the Spanish government would come knocking on my brother-in-law’s door if I ever got in trouble. Suckers! read: Breaking Rules and Breaking Down.

Year Four

My fourth year of Spain seemed to have everything turn around: I got a steady job, I moved in with the Novio and I had a great group of friends. I was no longer an auxiliar, traveling on the weekends and botelloning around the city. Just when I began to feel comfortable, I was faced with making loads of grownup decisions about a stable future in Spain (with a pleasant surprise!). read: What a Week.

Year Five

For six years, I’ve made a living teaching people my native tongue. After three school courses as a language and culture assistant with the government, I scrambled to find a job, register for a social security number, and then learn the politics of working at a private school. While the gig provided me with the financial support I needed and a steady job, I soon realized it wasn’t for me. After two years, I had to say goodbye to a job that I enjoyed, forcing me to realize that I was an adult and I would have to make tough decisions every once in a while.

I miss my kiddos all the time, but still get some contact hours at my academy while playing the admin role as the Director of Studies (no, I do not blog full-time). read: Saying Goodbye.

Year Six

Alright, I’m a hag and I admit it. Cautiously optimistic after a few years of disappointments and setbacks in Spain, sure, but my ornery abuelita card has come out recently as I start to get annoyed with Seville. Don’t get my wrong, it is the ciudad de mi alma, but as with any city, there are things that drive me absolutely insane.

If it weren’t for wearing a tight flamenco dress once a year and the cheap beer, I’d be out. As my dear sevilliamericana la Dolan says, ‘La sevillanía me mata y me da vida.’ read: Jaded Expat: Four Things I Dislike About Living in Seville.

My Spanish life is just that: life. I pay taxes and get unemployment benefits, I have car payments, I have a house to clean (dios do I miss my señora). I’m a young professional living for the weekend, traveling when I can, and taking the good with the bad. Since the beginning, I fought to have raíces here not because I’m afraid of failing, but because I feel like it’s where I am meant to be right now.

What’s been the biggest challenge you’ve faced while living abroad?  

My Biggest Medical Mishaps in Spain

One of the first words the Novio ever taught me in Spanish was torpe. Clumsy, klutxy, prone to running into things, falling off of things and hitting my head on things.

To my credit, I have never broken a bone. I think (my current toe situation is cloudy).

When I first came to Spain as part of the Language and Culture Assistant program in 2007, I was promised a student visa, a teaching gig and private health insurance during the eight months of the program. Great for being in Spain, but what about my long weekends to travel when my health insurance was not valid outside of Iberia?

The Spanish Health System is a relatively good program and free to all residents and workers, who pay their social security taxes to receive coverage. Still, there’s been a great deal of backlash with expats who have tried unsuccessfully to use their NHS card in Spanish clinics and hospitals. I myself wish I had considered an annual holiday insurance coverage policy for the times I tried to push myself to the limits unsuccessfully. These days, coverage plans seek to not only offer crazy affordable health services for expats and holiday makers, but also to go as far as insure flight cancellations and free coverage for the kiddies. These plans are extremely helpful for families moving to Spain or taking long holidays to the land of sunshine and siestas.

So let’s get to the good stuff…me beating myself up and spending far too much time in a hospital waiting room while they take the more “emergent cases” and not “esa torpe guiri” cases:

Running into the Sevici Station. Sober. While on my Phone.

Yes, this happened, and I had a black eye to show for it during my entire Semana Santa trip to Croatia and Montenegro. On my way to go out and meet Ryan and Ang, my blogger friends over at Jets Like Taxis, I checked the bus schedule on my phone and ran smack into the stationary Sevici station. I made a run for the arriving bus, and the driver even asked if I was alright when I paid onboard.

I began getting looks from other passengers who gasped as I passed by, looking for a rail to hold onto. Catching a glimpse of myself in the reflective glass, I saw that I had a bump the size of a ping-pong ball on my right cheekbone, just underneath my eye. Then the throbbing began. I exited the bus at the next stop, calling the Novio to pick me up and take me to the hospital. He shook his head disapprovingly, once again proving that I am, quite literally, a walking disaster.

I’ve been to the ER in Spain a few times before, and it’s always a time-consuming nightmare. I’m always standing the wrong line (and often in the longest), or my name gets so mutilated that I don’t understand when I’m being called, or I’m forced to wait for hours, only then to get so turned around in the hospital, I end up in the maternity ward and not the triage. Even on this calm Saturday, I had to have a doctor escort me to the ER, having my wishing I’d considered some sort of private health coverage to cut through the red tape (and have a smaller building to navigate).

I had clobbered myself so well that I had nearly fractured the bone, but still being able to talk and bite were good signs. The doctor, who was actually quite friendly, uttered the words “hematoma” and must have seen my eyes widen. For someone who studied words and not pathologies, my obsession with Grey’s Anatomy has made me a hypochondriac, but the doctor told me I would merely have the bump until the hematoma broke, after which I would have a bruise for five days. Mentira, it lasted nearly two weeks, meaning all of my pictures from the Balkans looked like this:

Attack of the Pollen (and the olive blossoms and the animals and the hay….)

My childhood nickname was “Honker” (my mother’s was “Grace” because she is just as torpe as I am!) because of my terrible hay fever and my tendency to go through more tissue packets than a vendor on any given street corner in Seville sells in one day.

I hoped that coming to Spain meant exposure to different allergens that wouldn’t bother me as much as my mother’s horse did as a kid.

In May, the sunflowers greeted the warm weather and end of the course in Olivares, the town where I taught for three years. With the sunflowers came olive blossoms as well, and it turns out I’m allergic to them, too (self-diagnosed). Teaching with the window open was no longer an option, so I headed to the pharmacy for anti-histamines.

“Take this once a day, at the same hour every day, and maybe invest in a pill slicer and just take half. They’ll knock you out.” Ah, over-the-counter medicine in Spain. The pills, which were nearly the size of a quarter, had me falling asleep in an English class just a few hours later.

They say the years without rain are the worst for allergy sufferers, and last year’s spring had me blotchy, covered in hives and with red, watery eyes.

One morning it was so bad, I woke up at 6am and headed to the ER for some relief. The halls were deserted, but I waited over two hours to get an allergen shot and prescriptions for inhalers, nasal spray, eye drops and allergy pills when a private doctor could have just scribbled them away without taking my vitals while I heaved and death-rattled.

And then there was the Tough Mudder...

My friend Audrey can’t be described in ten words, or even 100. So when she asked me to do the Tough Mudder and described it as an “obstacle race in London,” I thought we’d knock back a few pints and have one last hurrah before she moved back to America in the form of a scavenger hunt.

I was so, so wrong.

For 20 kilometers, I literally defied death while scrambling over 10-foot walls, plunging into icy water and even getting electrocuted. For the entire grueling race, we picked one another up, hoisted one another over obstacles and had our clothes get torn, blood- and mud-stained and racers drop out. One of the guys on our team even needed to have medical attention at the end for muscle strain, and we were concerned that another was hypothermic.

Because I didn’t have valid insurance for the UK, I was happy to skip the extremely dangerous obstacles and to play it safe when it came to my health. Besides, I had the bumps, bruises and swollen joints to show for it for over a week.

The biggest problem I had was the stench from the river water that evening when I flew back to Spain.

Accidents happen, and often while you’re away from home. Even the most meticulously planned trip can go awry, so having a comprehensive health insurance when moving to Spain or any other country – even for the short-term – can mean a great deal of savings, both in hassle and money.

Have you had any medical incidents abroad? Were you insured?

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